Backed by more than 25 years of recovery expertise

LCSTM Financial  is a full-service collection agency with the expertise and scalability to manage high volume debt portfolios. Trusted by top financial institutions, we drive recovery results with adaptable collection strategies, professionalism and compliance. 


  • Licensed in all 50 states
  • Scalable infrastructure to manage high volume portfolios
  • Full-service bankruptcy department
  • Diligent compliance and audit departments
  • Celebrating 30 years of experience in high balance debt recovery
  • Customized strategies designed to adapt in the shifting economic environment
  • Specialized short sale and loss mitigation teams
  • Legal Referral Program to Stawiarski & Associates, P.C., and its nationwide network of collection attorneys

Memberships & Affiliations

American Bankruptcy Institute (ABI)
Association of Credit and Collection Professionals (ACA)
Better Business Bureau Membership and Accreditation (BBB)
Consumer Bankers Association (CBA)
Mortgage Bankers Association (MBA)

Spanning the Recovery Spectrum

LCSTM Financial is an affiliate of LCSTM Receivables Management, LLC, Together with our affiliated companies, we are spanning the recovery spectrumTM from loan servicing and nationwide collections to debt acquisition and sales.


Start recovering more today! Click here to learn how.