Note: Your activity on this Web site may be recorded or monitored. Continued use of the site is your assent to such recording or monitoring. If you do not wish to be recorded or monitored, please exit the Web site and call our office at 1.866.662.9087 if you would like additional information.

 Website Privacy Policy

Introduction

Thank you for visiting www.lcsfin.com (the “Site”). LCS™ Financial Services Corporation (“LCS Financial,” “we” or “us”), consider your right to online privacy of utmost importance. We recognize that when you choose to disclose information about yourself, you trust LCS Financial to act in a responsible manner. That’s why we have put this privacy policy in place to better explain how we use your personal information.

This privacy policy applies to all users who contact us through the “Contact Us” feature of the Site, as well as all other anonymous users as described in further detail below (collectively “users” or “you”). This privacy policy covers all information collected through the Site. It does not, however, apply to web sites that we do not own or control (“Third Party Sites”); nor does it apply to the use of your information by entities or persons with whom we are not affiliated (see our “Linking Policy” set forth below).

By using or accessing the Site, you agree to our privacy practices outlined in this privacy policy.

Personally Identifiable Information

We collect certain personally identifiable information, including without limitation, your name, full or partial social security number, account number(s), e-mail address, mailing address and/or date of birth (collectively, but not exclusively, “Personally Identifiable Information”) that you provide under the “Contact Us” feature on the Site.  You are at not required to provide any such Personally Identifiable Information in order to use the Site.  However, to the extent you desire to contact LCS Financial, we require that you submit such Personally Identifiable Information as is necessary for us to identify you and the matter about which you are contacting us. Additionally, we may collect other Personally Identifiable Information you provide LCS Financial through any other communication method, including without limitation, mail, e-mail, telephone and/or fax. 

We may disclose Personally Identifiable Information that you provide to affiliates of LCS Financial and/or to unaffiliated third parties related to the collection of debt, provided that any such disclosure will be made in compliance with applicable consumer credit regulations. We will not give, sell or otherwise transfer any Personally Identifiable Information obtained to any other party for the purpose of enabling such other party to initiate, or to enable others to initiate, unsolicited commercial messages to you.  By using this Site, you agree to the transfer, collection, processing, and use of Personally Identifiable Information by LCS Financial, its affiliates, and/or third parties.

The importance of security for all Personally Identifiable Information collected on the Site and transmitted to and from our Site is important to us. Your Personally Identifiable Information collected on the Site will be protected using security methods that meet current industry standard SSL encryption technology.

You recognize and understand that you are not required to provide us with your Personally Identifiable Information and any and all Personally Identifiable Information provided by you to us is with your full consent, own volition and desire to provide such Personally Identifiable Information. You also understand that we are under no obligation to verify the source from which the Personally Identifiable Information about you is provided to us, and that such disclosures to us are deemed to have been provided directly by you or with your full consent.

Non-Personally Identifiable Information

We keep track of the pages visited by each user. Our web server automatically collects some information about you when you request pages from our server, including your IP address. Your IP address is a number that is used by computers connected to the Internet to identify your computer so that data (such as the web pages you request) can be sent to you. We aggregate this data with data on the pages visited by other users to track overall visitor traffic patterns. We use this information to improve the Site by making it more responsive to the needs and preferences of our users. This information does not identify you personally. We refer to this type of information in this privacy policy as “Non-Personally Identifiable Information.”

We use cookies and web beacons to collect Non-Personally Identifiable Information from the Site. A cookie is an entry in a text file or folder on your hard drive. A web beacon is a file located on the Site that tracks your viewing of pages within the Site.  We can only read cookies from our own Site. You may choose to disable cookies in your browser. If you choose to disable cookies, you can still access many of the pages within the Site.

Information Sales and Transfers

We do not sell any personal information for any purpose.  This office is a debt collector and any information obtained by us is used for that purpose alone.  To the extent that any data collected is transferred by us, it is solely for the purpose of debt collection.

 

Linking Policy

You may choose to visit Third Party Sites through “Links” or “Banner Ads” that are provided on the Site as a convenience to you.  When you click on Links and/or Banner Ads on our Site that direct you to Third Party Sites you will see a “pop up” alert notifying you that you will be leaving the Site.  Please be aware that a Link or Banner Ad to or from a Third Party Site does not imply that we endorse the content on or the business of the Third Party Site. You are responsible for determining the integrity and reliability of the information on the Third Party Site. In accordance with our Terms of Use, we are not responsible for the content, accuracy, or opinions expressed on any Third Party Site. We will not, and are under no obligation to, investigate, monitor or check the Third Party Sites for accuracy or completeness, or for any obscene, scandalous, inflammatory, pornographic, indecent, profane, defamatory or unlawful content or materials. If you decide to leave the Site and access a Third Party Site, you do so at your own risk. We are not responsible for the privacy policies applicable to Third Party Sites. Once you link to a Third Party Site, this privacy policy is no longer in effect.

Children’s Privacy

It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws affecting use of websites by children under the age of 13. We do not knowingly collect any Personally Identifiable Information from children under the age of 13, nor do we advertise or market our Site to children. The services provided by LCS Financial are not the types of services that generate interest by or are marketed to children. We have no reason to believe that this Site will attract children, or that children will access this Site or provide Personally Identifiable Information to us.

Your California Privacy Rights

If you are a California resident, you have the right to receive: (a) information identifying any third party company(ies) to whom we may have disclosed, within the previous calendar year, your Personally Identifiable Information for that company’s direct marketing purposes; and (b) a description of the categories of Personally Identifiable Information disclosed. To obtain such information, please email your request to [email protected].  Pursuant to California law, California residents can opt out of the sale of their information by clicking the “Do Not Sell My Information” button on our home page.

 

Updates to Policy

We are dedicated to protecting your Personally Identifiable Information, and will make every reasonable effort to keep that information secure. Due to the rapidly evolving technologies on the Internet, we may occasionally update this privacy policy. All revisions will be posted to the Site and will become effective on the date that the modified privacy policy is posted on the Site.

For more information about federal and state consumer rights, see consumer rights.

This privacy policy was last updated on December 31, 2019.

 

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