Personally Identifiable Information
We collect certain personally identifiable information, including without limitation, your name, e-mail address, mailing address and/or date of birth (collectively, but not exclusively, “Personally Identifiable Information”) that you provide under the “Contact Us” feature on the Site. You are at not required to provide any such Personally Identifiable Information in order to use the Site. However, to the extent you desire to contact LCS Financial through the Site, we require that you submit such Personally Identifiable Information. Additionally, we may collect other Personally Identifiable Information you provide LCS Financial through any other communication method, including without limitation, mail, e-mail, telephone and/or fax.
We may disclose Personally Identifiable Information that you provide to affiliates of LCS Financial and/or to unaffiliated third parties related to the collection of debt, provided that any such disclosure will be made in compliance with applicable consumer credit regulations. We will not give, sell or otherwise transfer e-mail addresses obtained through the Site to any other party for the purpose of enabling such other party to initiate, or to enable others to initiate, unsolicited commercial email messages to such addresses. By using this Site, you agree to the transfer, collection, processing, and use of Personally Identifiable Information by LCS Financial, its affiliates, and/or third parties.
The importance of security for all Personally Identifiable Information collected on the Site and transmitted to and from our Site is important to us. Your Personally Identifiable Information collected on the Site will be protected using security methods that meet current industry standard SSL encryption technology.
You recognize and understand that you are not required to provide us with your Personally Identifiable Information and any and all Personally Identifiable Information provided by you to us is with your full consent, own volition and desire to provide such Personally Identifiable Information. You also understand that we are under no obligation to verify the source from which the Personally Identifiable Information about you is provided to us, and that such disclosures to us are deemed to have been provided directly by you or with your full consent. You agree that we have the full right and authority to use any of your Personally Identifiable Information provided to us by you or a third party on your behalf.
Non-Personally Identifiable Information
It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws affecting use of websites by children under the age of 13. We do not knowingly collect any Personally Identifiable Information from children under the age of 13, nor do we advertise or market our Site to children. The services provided by LCS Financial are not the types of services that generate interest by or are marketed to children. We have no reason to believe that this Site will attract children, or that children will access this Site or provide Personally Identifiable Information to us.
Your California Privacy Rights
If you are a California resident, you have the right to receive: (a) information identifying any third party company(ies) to whom we may have disclosed, within the previous calendar year, your Personally Identifiable Information for that company’s direct marketing purposes; and (b) a description of the categories of Personally Identifiable Information disclosed. To obtain such information, please email your request to firstname.lastname@example.org.
Updates to Policy
For more information about federal and state consumer rights, see consumer rights.